Together We Serve.
Personal / Regular Loan
Up to ₹3,00,000/-
Dhan Vriddhi Personal / Regular Loan is designed to provide timely financial assistance to eligible society members for personal, family, education, medical, business, and emergency financial requirements with transparent repayment structure and secure cooperative banking support.
Loan Amount
₹3 Lakhs
Maximum Loan Eligibility
Interest Rate
15% p.a.
1.25% Monthly Reducing Basis
Repayment
36 Months
Flexible EMI Tenure
About Personal Loan
Dhan Vriddhi Personal Loan provides secure and transparent financial assistance to society members for genuine personal and financial needs.
The scheme is designed to help members manage medical emergencies, education expenses, family responsibilities, business support, household needs, and urgent financial requirements through structured EMI repayment options.
Eligibility & Conditions
- ✓ Applicant must be an active member of the society.
- ✓ Applicant should maintain satisfactory membership conduct and repayment history.
- ✓ Share Money and CD balance should be minimum 10% each as per society norms.
- ✓ Two guarantors are mandatory for loan approval.
- ✓ Guarantors must be existing society members and should not be defaulters.
- ✓ Loan approval is subject to document verification, repayment capacity, and management approval.
Documents Required
- 📄 Aadhaar Card / PAN Card / Voter ID
- 🏠 Address Proof – Electricity Bill / Water Bill / Aadhaar
- 💼 Income Proof – Salary Slip / ITR / Bank Statement
- 📷 Two Latest Passport Size Photographs
- 🏦 Two Account Payee CTS Cheques
- 📑 Rent Agreement, if applicable
Important Note
Loan sanction is not automatic. Final approval depends on society rules, document verification, repayment capacity, guarantor verification, member profile evaluation, and management approval.