Together We Serve.
Loan Against Property
Up to ₹5,00,000/-
Dhan Vriddhi Loan Against Property helps eligible members leverage their property assets to meet larger financial requirements with structured repayment, proper verification, and transparent lending terms.
Loan Amount
₹5 Lakhs
Maximum Limit
Interest Rate
15% p.a.
1.25% Monthly Reducing Basis
Loan Tenure
60 Months
Maximum 5 Years
About Loan Against Property
Loan Against Property is a secured loan facility provided to eligible members against registered property documents. It is suitable for business expansion, education, medical needs, family requirements, and other large financial needs.
The loan is processed after property verification, document review, repayment capacity assessment, guarantor verification, and management approval.
Eligibility & Conditions
- ✓ Applicant must be a society member for at least 6 months.
- ✓ Share Money and CD balance should be minimum ₹20,000 each.
- ✓ Two guarantors are required.
- ✓ Guarantors must be existing members and not defaulters.
- ✓ Property documents must be valid and registered.
- ⚠ 3% penalty interest may apply on late payments.
Documents Required
- 📄 Photo ID Proof — Aadhaar / PAN / Voter ID
- 🏠 Address Proof — Electricity Bill / Water Bill / Aadhaar
- 💼 Income Proof — 3 Years ITR / Affidavit
- 🏦 3 Account Payee CTS Cheques
- 📷 2 Latest Passport Size Photos
- 🏢 Original Registered Property Papers
- 📋 Any additional property verification document if required
Key Benefits
- 🏠 Higher loan amount against secured property
- 📅 Longer repayment tenure up to 60 months
- 📉 Transparent reducing balance interest structure
- 🤝 Suitable for large personal or business requirements
- 🔒 Proper document-based secured lending process
Important Note
Loan Against Property approval is subject to society rules, member eligibility, property verification, document verification, repayment capacity, guarantor verification, and final management approval.